AITA for refusing to lend money to a friend when I can afford it?

Hi, i have a stable job and enough savings that I can probably lend the money without it ruining me. That said, this friend has a history of poor financial decisions and still hasn’t fully paid me back from a previous short-term loan. When I refused, he started accusing me of acting superior and said real friends help no matter what. A few mutual friends are now pressuring me after he told them the skewed story, so I’m genuinely unsure AITA?

14 thoughts on “AITA for refusing to lend money to a friend when I can afford it?”
  1. Nope NTA. Never a borrower nor a lender be. You are not responsible for someone else’s life or finances except perhaps when it comes to a spouse.

  2. “A few mutual friends are now pressuring me after he told them the skewed story, so”

    Hey friends how are you doing? He needs money, you feel he should get money you are more than welcome to give him your money Have a nice day!

    As for this other person who asked for the money? Get rid of them out of your lfie for good.

  3. NTA. Just to be clear, You are not “lending” your friend money, you are giving him money. Its okay not to give him your money (which he wont pay back) just so he can fritter it away

  4. NTA – if you run up a tab at a pub and don’t pay it back when you’re supposed to, they’re not going to let you get more drinks without paying it off.

    If your other friends are so concerned, they can lend their money.

    1. This! I love how the “friends” are pressuring OP. Agreed they can chip in and lend the $. I’d ditch that whole “friend” group.

  5. NTA – You are not required to finance anyone’s life. Real friends don’t take advantage of you.

  6. “I don’t lent money to people who owe me money.”
    That’s a fair policy anyone should be able to understand. NTA.

  7. NTA – im a firm believer that you should never lend money if youre not ok with never seeing it again though…

  8. NTA

    He hasn’t finished paying back what he already owes.

    Anybody who challenges you should pony up the money themselves or stfu

  9. Easy one. He hasn’t paid you back previously. There is no question about ever giving him any of your money. Hint: He doesn’t consider it a loan. NTA

  10. Lending money to someone who already has a track record of not fully paying you back isn’t generosity-it’s enabling a pattern that usually ends with resentment on both sides.

    The golden rule: Never lend money to friends/family that you can’t afford to lose/give as a gift.

    If they’ve already treated a previous “loan” like a gift by not repaying it properly, why would this one be different?

  11. NTA. Besides everything else, why would you loan money to someone who talks shit about you behind your back? This guy is not your friend. He’s a user. Your other friends don’t sound so great either.

    Just know if you loan him the money, you’ll never see it again.

  12. If your friend paid you back for the previous loan then another loan might be ok. But in this situation, if he still owes you money, no, do not lend him more.

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