She can not be trusted. She said she wants to open him a bank account to put money in for him.
He already has a savings account I opened for him when he was a baby that he can’t touch until he’s 18.
What banks in England let you open an account with a picture of a birth certificate?!
I said no and to give me the cash so I can pay it into my account and transfer to his account (has to be a papertrail and no cash can be paid in directly and I wouldn’t want her having the account details anyway)
Now my mother and siblings are bad mouthing me that I won’t let them open a bank account for him to use. I’m pretty sure they only want his birth certificate for the registration number to try and commit fraud because why else would they want just a picture of it and not the actual thing.
NTA. She can send a bank wire…
NTA
Edit: I’d assumed it was OP’s brother because the mother was trying to open a bank account and totally missed the fact it was OP’s son. Because that makes \*even less sense\*. /
Original:
Frankly, you know your situation with your mother better than we do. Most people don’t sit here and say, ‘I’m pretty sure my mom’s out to commit fraud’. Most mothers don’t have to ask their elder child for their younger child’s birth certificate.
Nothing about this situation suggests you’re being paranoid. In fact, if there’s a place you can monitor any possible accounts created in your brother’s name or any other filings with his registration number, do. I’m unfamiliar with exactly how that works in the UK, but I figure if a US SSN can be tracked, there’s likely something similar to protect people over there.
I don’t know the legal side of things, what can be reported, what the fallout would be, etc, but I’d also see if there was a way you could get his information flagged through a service or authority with the shady behavior of your mother.
NTA 100%
NTA
She can save money in a random account of her own and give to your child later.
I wonder why she won’t do this, I know she’s got bank accounts open in my siblings names that my siblings don’t know about because she hides money there (she’s on benefits but works cash in hand)
Absolutely do not give his birth certificate to them.
Your mum can send you a check to deposit into your child’s existing bank account, as you suggested, or do a funds transfer. She doesn’t need the birth certificate to do that. NTA
Absolutely NTA. Please lock down your child’s credit as well.
Make sure these documents aren’t in a place where your mother can find them if she visits and tell your kid and his father about the attempt.
NTA if that was all she really wanted, she could help you by putting money away until you open a bank account for them. Never give out the means to possibly use their information to open credit cards or loans.
NTA
She can give him cash and he can decide to deposit it in savings or spend. This is a non-problem, made up as an excuse to get a minors birth certificate to open an account online that they can exploit themselves. I say them because any siblings taking her side are enablers/flying monkeys or in on it.
NTA – this has red flags all over it. Don’t give her his ID, that’s asking for problems.
NTA. She can open a trust or any sort of account without his birth certificate.
NTA, since you’re in the UK she can just open a web saver for free and put money aside. There’s no reason for her to open one in their name.